American Income Life


Company Vision

American Income Life Insurance Company is striving to become the premier in-home life insurance sales company serving working families in the United States, Canada, New Zealand and Ireland.

Building on our solid foundation of providing supplemental benefits to working families, it is with great pride that we serve our customers by building long-term relationships and providing coverage for times that are most difficult in life. We rejoice as we continue our “personal touch” tradition not often found in the insurance industry today – meeting with our patrons in the place they are most comfortable… their home.


History of American Income Life

In 1951, Bernard Rapoport founded American Income Life Insurance Company with $25,000 of borrowed capital. Today, AIL is one of the nation’s largest providers of supplemental life insurance to labor unionscredit unions, and associations. American Income Life covers more than 2 million policyholders and represents more than $130 million in annual insurance product salesAIL’s growth is sustained through high customer satisfaction, innovative lead programs, customer referrals, and a lucrative compensation program.


American Income Life at a Glance

  • Headquartered in Waco, Texas
  • Life and supplemental accident and health insurance
  • A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/12)
  • American Income Life, along with subsidiary National Income Life, has combined assets of more than $2.6 billion
  • More than $41.3 billion of life insurance in force in 2012
  • Portable insurance coverage – if you move or change jobs, our insurance coverage stays with you
  • Individual, single parent, and family policies available
  • More than $111.87 million in life claims
  • $29.9 million in accident and health claims
  • More than $4.8 million in AD&D no-cost benefits


Our Parent Company

American Income Life is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). Torchmark Corporation is one of the largest publicly held financial services holding companies in the nation. Torchmark Corporation markets life and supplemental health insurance for middle-income Americans through its affiliate companies. Torchmark Corporation is a Fortune 1000 company.

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